Privacy Policy

1. Introduction

Welcome to Money Mentor. Your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application.

By using the app, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

a) Personal Information

• Full Name
• Email Address
• Phone Number
• Date of Birth

b) Financial & User Data

• Expense entries
• Financial goals
• Calculator inputs (EMI, tax, etc.)
• Chat interactions (for improving responses)

c) Device & Usage Information

• Device type and model
• Operating system
• IP address
• App usage statistics

d) Optional Permissions

• Internet access (required)
• Storage access (for saving data locally)

3. How We Use Your Information

• Provide and maintain app functionality
• Personalize your financial insights
• Improve features and performance
• Respond to user queries
• Send important updates (if applicable)

4. Data Storage and Security

• Your data is stored securely using industry-standard practices
• We implement encryption and access controls
• No method of transmission over the internet is 100% secure

5. Data Sharing and Disclosure

• We do NOT sell your personal data
• We may share data with service providers (hosting, analytics)
• We may disclose data if required by law
• To protect our rights and prevent fraud

6. Third-Party Services

Our app may use third-party services such as analytics tools or payment gateways (if added in the future). These services may collect information as per their own privacy policies.

7. User Data Control

You have the right to:

• Access your data
• Update or correct your information
• Request deletion of your account/data

To do so, contact us at: jayaramklv@gmail.com

8. Children’s Privacy

Our app is not intended for children under 13 years. We do not knowingly collect data from children.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be notified within the app or via updates.